You decide how much money you want to save in your HSA, and you can change it at any time. It’s a smart idea to save enough to cover your annual deductible.
For 2026, you can save up to $4,400 if you’re covering just yourself, or $8,750 if you’re covering yourself and your family. If you’re age 55 or older (or will turn age 55 during the plan year), you can also make additional “catch-up” contributions to your HSA up to $1,000.
Employees who set up their HSA account and accept the terms and conditions with BMO Harris will receive an HSA contribution from IDEX. The company contribution will be split in half, with the first half funded at the beginning of January and the second half funded at the beginning of July.
Employee only: $350
Employee plus dependent(s): $700
With the IDEX contribution, the annual contribution an employee can contribute is $4,050 for employee only and $8,050 for employee plus dependent(s).
Participants must be hired before January 1 to be eligible for the first contribution and before July 1 for the second contribution. Participants must open an HSA account with BMO Harris to receive the IDEX contribution.
And if you don’t need that much health care, your money stays in your account and earns tax-free interest. It’s a great way to save for future expenses.
